Ok, so you're ready to put a border on your photo. While the borders file is active (dark blue bar at top) click into the layer of the border you want. Hold down the mouse and drag it over to the photo and release. I think some other version of PS may not allow drag and dropping. In this case I think you can click on the image in the borders file, hit control A to copy and then go to your photo and hit control v to paste. Now, you might not see anything happen after you do this. Why? Because the border is so big it has gone off the sides on the image and nothing is visible because your image area is inside the "hole" -- the middle part. Even if you can’t see the border right now, hit either Control T (for PS7) or SHIFT CONTROL T for some other versions OR go to the Transform tool (under EDIT in PS7) Now, if you can’t see the border, you just need to shrink your screen down so you can see the borders. Do this by holding down Control and tapping the "minus" key a few times to shrink the image down in the frame. Now you should see a box with little "handles" on it. Click on each "handle" hold down the mouse and drag it in to the edge of the photo. Do this on each side till you've got it fitting. Then go up to the top and click the checkmark to accept your changes. Now click here to go to the next page. Or go back one page.